IN THIS LESSON
Bill 60 Targets Tenants, Exacerbates the Housing Crisis
Empowers Landlords to Evict for Personal Use With No Need for Compensation
Takes Away People’s Ability To Fix Problems
Better finances = better access to Landlord and Tenant Board
Treats Families as Equations Instead of People
Less Time to Navigate a Complex Legal System
Empowers Landlords to Apply Legislation in Unreasonable Circumstances
Empowers Landlords to Evict for Personal Use With No Need for Compensation
Schedule 12, Section 2 removes the requirement for landlords to compensate tenants one month's rent when forcing them from their homes for "own use" if 120+ days notice is given. This elimination is particularly devastating in Toronto's rental market where average rents exceed $2,400 monthly—that compensation represents the critical difference between securing new housing and experiencing homelessness.
The provision affects all tenants facing own-use evictions, with disproportionate impact on low-income tenants, seniors on fixed incomes, families with children who need time to relocate to maintain school continuity, and newcomers navigating an unfamiliar rental market. This is transparently not about addressing "bad tenants"—it punishes good tenants who have done nothing wrong, simply because their landlord wants the unit for personal use or to re-rent at market rates.
Takes Away People’s Ability To Fix Problems
Section 4 of Schedule 12 reduces the notice period for rent arrears evictions from 14 days to 7 days before landlords can file eviction applications. This change cuts in half the time tenants have to address temporary financial emergencies—such as delayed paychecks, unexpected medical expenses, or sudden job loss—before facing formal eviction proceedings.
The reduction particularly harms working poor populations, gig workers with irregular income, people on fixed government benefits (ODSP, OAS) with payment timing issues, and those with precarious employment. The timing is especially cruel: Ontario is experiencing record unemployment and job losses, yet Bill 60 makes it easier to evict people who fall behind on rent precisely when economic instability is highest.
Better finances = better access to Landlord and Tenant Board
Perhaps the most fundamentally unfair provision, Section 6 requires tenants to pay half of any claimed rent arrears BEFORE their hearing just to raise issues like disrepair, harassment, or illegal rent increases at the Landlord and Tenant Board. This creates a financial barrier to justice that enables predatory landlord behaviour: a landlord can claim inflated or entirely false arrears, forcing the tenant to pay disputed amounts simply to defend themselves.
This provision disproportionately impacts tenants experiencing disrepair (who often withhold rent until repairs are made), those challenging illegal rent increases or Above Guideline Increases (AGIs), racialized tenants who face disproportionate landlord harassment, and any low-income household unable to immediately produce hundreds or thousands of dollars in disputed payments. The requirement fundamentally undermines the principle that disputed amounts should not be paid until adjudicated.
Treats Families as Equations Instead of People
Section 7 limits the Landlord and Tenant Board's discretion to delay or refuse eviction orders based on tenant circumstances, making such decisions subject to "prescribed limitations" determined by regulation. This removes compassion and human judgment from life-altering decisions, forcing even sympathetic adjudicators to order evictions that will cause homelessness regardless of circumstances.
The provision affects families with children who would be displaced mid-school-year, people with disabilities requiring specific accessibility features, seniors who have lived in their homes for decades, individuals fleeing domestic violence who need housing stability, people in treatment or recovery programs, and students who would be forced to interrupt their education. By removing discretion, the government prioritizes rigid rule application over human welfare.
Less Time to Navigate a Complex Legal System
Section 11 cuts the time to request a review of LTB decisions from 30 days to 15 days. For working people trying to navigate complex legal processes, this shortened timeline is often insufficient to secure legal representation, gather evidence, or even understand their rights before the appeal deadline passes.
Missing this deadline means losing your home permanently. The reduced timeframe disproportionately affects tenants without legal representation (the vast majority), those with language barriers requiring translation and interpretation services, people with disabilities who need accommodations to access legal processes, and rural tenants who face geographic barriers to accessing legal clinics.
Empowers Landlords to Apply Legislation in Unreasonable Circumstances
Section 3 creates regulatory authority to define "persistent failure to pay rent on the date it becomes due," with no clear standards established in the legislation itself. This vague language allows enforcement against anyone who doesn't pay on the exact due date, regardless of circumstances like payment processing delays, mail delivery timing, weekends and holidays affecting bank transfers, or momentary cash flow issues.
The provision particularly threatens shift workers and contract workers with irregular schedules, people experiencing poverty or precarious financial situations, those with mental health challenges affecting executive function, individuals navigating banking system barriers (unbanked populations, newcomers establishing accounts), and anyone experiencing what criminalization of poverty looks like in practice.
Tenant Issues:
Further Reading
The ‘further reading’ section provides context from other organizations. It is to enable readers to do more research. It does not act as an endorsement from Community Builder’s Hub.
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The Advocacy Centre for Tenants Ontario (ACTO) is sounding the alarm on Bill 60 (Fighting Delays, Building Faster Act, 2025) which threatens to strip away essential tenant protections and weaken Ontario’s housing justice system. ACTO strongly opposes the government’s proposed changes to the Residential Tenancies Act and the Landlord Tenant Board, as outlined in Bill 60. If enacted, renters in Ontario will be at great risk of evictions and sky-rocketing rents, while being unable to fully participate in hearings at the Board. Instead of addressing the real challenge of Ontario’s ongoing housing crisis, Bill 60 will weaken tenant protections and forsake security of tenure for unfettered profit-making.
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City of Toronto
On October 23, 2025, the Government of Ontario introduced Bill 60: Fighting Delays, Building Faster Act, 2025 (Bill 60) for first reading. Bill 60 introduces a number of proposals focused on housing, infrastructure, and development. This report provides an overview and analysis of the proposed amendments to the Residential Tenancies Act (RTA) and functioning of the Landlord and Tenant Board (LTB).
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At Toronto's city hall on Wednesday, councillors voted to oppose Bill 60, a proposal from the Ford government that could significantly alter the Residential Tenancies Act (RTA). The bill, aimed at making housing conditions more favorable for builders, has raised concerns about potential increases in evictions and decreased tenant rights. This opposition comes from fears that such changes could exacerbate housing insecurity in Toronto, particularly affecting renters near intersections like Steeles Avenue and Yonge Street, or in neighborhoods such as Etobicoke and Scarborough.